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Our offices will be closed on Thursday, November 28, in observance of the Thanksgiving Holiday.The path to your new home.
Buying your first home can be a dream come true, but it can be a challenging journey for the unprepared buyer. When it's time to make your move, our mortgage professionals are here to help you every step of the way.
As a first-time homebuyer, you may not be aware of the many programs designed to help save you money including programs like:
Buying a home is one of the most significant purchases you'll ever make. Home ownership offers you a range of benefits:
Everyone has an idea of a comfortable housing payment they can afford. This, combined with a review of your personal financial situation, will provide guidance to the home buying process. Having the option of choosing from so many mortgage products means that you have a great opportunity to buy the home you want, with monthly payments you can afford.
Framework® is educational resource that can help you understand important steps you may need to take as you buy a new home. It's accepted by most first-time homebuyer incentives that require education.
View our printer-friendly product PDF to learn more about our Homebuyer Advantage Plus mortgage.
Download our printer-friendly PDF to learn more about our HomeReady Mortgage Plus program which offers up to 97% financing.
Your Fulton Mortgage Company loan officer will help determine how much you can afford and what mortgage programs work best for you.
• Along with your realtor get out there to find your new home.
• Continue to maintain good credit and check with your loan officer about any financial decisions that may affect your pre- qualification.
• Work with your loan officer to customize a home financing plan for the home you want.
• Once a contract is accepted, reach out to your loan officer to set up home financing.
• Provide all required documents in a timely fashion.
• Your loan officer will order an appraisal.
• Select a closing agent to handle your title services and closing.
• Our processors and underwriters will work to formally approve your loan.
• Provide any additional items that may be requested.
• Shop around and obtain homeowners insurance for your new home.
It's no secret that becoming a homeowner is a big deal. Between making monthly mortgage payments and handling your own repairs and maintenance (so long, landlords!), homeownership comes with a lot of new responsibilities.
Buying a home is probably the largest purchase you'll ever made. This infographic compares the costs and benefits of renting vs. buying a home.
You may be looking to buy a home for several reasons, but there are four questions that every aspiring buyer should ask before jumping into the market.
Contact a mortgage professional. We're in your neighborhood!
