Rates

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Fulton Bank, N.A. Member FDIC.

Rates are accurate as of 1/24/2025.

Product	Standard Rates
Product	RATE	APY
Interest Checking ¹			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 +	0.02%	0.02%
Relationship Banking ²			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 - $24,999	0.03%	0.03%
$24,999.01 +	0.05%	0.05%
Premier Relationship Banking ³			Learn More Open Now
$1,000 - $4,999	0.03%	0.03%
$4,999.01 - $9,999	0.03%	0.03%
$9,999.01 - $24,999	0.04%	0.04%
$24,999.01 - $99,999	0.08%	0.08%
$99,999.01 +	0.08%	0.08%

Product	Standard Rates
Product	RATE	APY
Statement Savings ⁴	0.02%	0.02%	Learn More Open Now
Platinum Money Market ⁵			Learn More Open Now
$1,000 - $9,999	0.60%	0.60%
$9,999.01 - $24,999	0.84%	0.84%
$24,999.01 - $49,999	0.99%	0.99%
$49,999.01 - $99,999	1.38%	1.39%
$99,999.01 - $249,999	2.07%	2.09%
$249,999.01 - $999,999	2.37%	2.40%
$999,999.01 - $1,999,999	2.37%	2.40%
$1,999,999.01 +	2.37%	2.40%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Health Savings Accounts ⁶			Learn More Open Now
$100 - $999	0.02%	0.02%
$999.01 - $4,999	0.04%	0.04%
$4,999.01 - $14,999	0.05%	0.05%
$14,999.01 +	0.07%	0.07%

Product	Standard Rates
Product	RATE	APY
IRA Money Market ⁷	0.40%	0.40%	Learn More
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificates of Deposit ⁸			Learn More
3-Month	0.70%	0.70%
6-Month	0.70%	0.70%
9-Month	0.70%	0.70%
9-Month No Penalty	3.68%	3.75%
12-Month	0.70%	0.70%
12-Month Variable Rate	0.70%	0.70%
15-Month	0.95%	0.95%
18-Month	0.95%	0.95%
24-Month	0.95%	0.95%
30-Month	1.00%	1.01%
36-Month	1.00%	1.01%
48-Month	1.00%	1.01%
60-Month	1.00%	1.01%
72-Month	1.00%	1.01%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificate of Deposit Promo ⁹			Learn More
13-Month	3.83%	3.90%
36-Month Bump Up	3.15%	3.20%
Preferred Rates Available. View Rates
Certificate of Deposit Promo - New Money ¹⁰
7-Month	4.26%	4.35%
25-Month	3.63%	3.70%

Product	Standard Rates
Product	RATE	APR
Optionline Primary Residence ¹¹			Learn More Apply Now
Introductory Fixed Rate (For 6 Months)	6.49%	6.49%
Standard Variable Rate	7.75%	7.75%
Optionline Investment Property ¹²			Learn More Apply Now
Standard Variable Rate	10.00%	10.00%

Product	Standard Rates
Product	RATE	APR
Auto Loans ¹³			Learn More Apply Now
New & Used Vehicle 2023 - 2026	7.44%	7.44%
Used Vehicle 2022	8.20%	8.20%
Used Vehicle 2021	8.45%	8.45%
Used Vehicle 2020	9.08%	9.08%
Used Vehicle 2019	9.38%	9.38%
Used Vehicle 2018	9.58%	9.58%
Used Vehicle 2017	9.78%	9.78%
Used Vehicle 2016	10.28%	10.28%

Product	Standard Rates
Product	RATE	APR
Unsecured Optionline Tier 1 ¹⁴	8.75%	8.75%	Learn More
Unsecured Optionline Tier 2 ¹⁴	11.25%	11.25%	Learn More

Product	Standard Rates
Product	RATE	APR
Personal Loan ¹⁵	11.74%	11.74%	Learn More
CashPlease® ¹⁶			Learn More
Amount $200	17.00%	35.42%
Amount $500	17.00%	35.40%

Product	Standard Rates
Product	RATE	APR
CD/Savings Secured Optionline ¹⁷	7.75%	7.75%	Learn More
Stock Secured Optionline ¹⁸	8.75%	8.75%	Learn More

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Checking

Savings & Money Market

Health Savings Account

IRA Money Market Account

Certificate of Deposit

Promotional Certificate of Deposit

Home Equity Line of Credit

Auto Loan

Unsecured Line of Credit

Personal Loan

Certificate of Deposit/Savings and Stock Secured Line of Credit

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