Physicians Mortgage Loans

Our solution: A mortgage program designed to help make homeownership easy and affordable for medical professionals¹ including physicians, pharmacists, dentists, and veterinarians. If you have a medical doctorate degree, you may be eligible for a wide range of benefits.

• 100% purchase financing² available for loan amounts up to $1.5 Million
• 95% purchase financing² available for loan amounts up to $2 Million
• 90% purchase financing² available for loan amounts up to $3 Million
• No Mortgage Insurance (PMI)
• Up to 6% seller paid closing cost and prepaids allowed
• Gift funds are allowed from immediate family members
• Student loan payments deferred for 12 months or longer are not included in the credit approval process
• Close before your new job starts. Find and close on new home up to 90 days prior to start of new employment with an acceptable employment contract.
• Flexible options: 30 & 15 Year Fixed Rate³ as well as Adjustable Rate⁴ Options (5/6, 7/6, 10/6, & 15/6)
• Refinance options available with lower loan to values