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Our offices will be closed on Wednesday, December 25 in observance of Christmas Day. Happy Holidays from the Fulton Family.Government Insured Programs
Lower down payments. Special benefits.
The Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and the U.S. Department of Veterans Affairs (VA) insure government mortgage loans offered by Fulton Mortgage Company that give qualified individuals the opportunity to own their own home.
Government-backed loans
FHA Mortgages
These government-backed loans typically provide lower down payments than traditional loans and have more flexible credit requirements.
- Standard fixed or adjustable rate mortgages are available
- Little to no down payment1
- Seller can assist with up to 6% of purchase price toward closing costs
VA Mortgages
Eligible veterans can finance up to 100% of the purchase price2 of many homes without having to pay mortgage insurance. The seller of the property may pay up to all of your closing costs. Reservists and National Guard members may also be eligible depending on time served. Contact a mortgage professional for details about eligibility, documentation, and other requirements.
Rural Housing Service Programs
Established in 1991 by the US Department of Agriculture (USDA), rural housing service programs are designed to help medium income Americans buy a home in rural and suburban communities. 100% financing2 is available and seller may pay all settlement costs. To qualify:
- The property must be in an eligible rural area
- You must occupy the home as a primary residence
Educational Homebuying Course
Framework® is educational resource that can help you understand important steps you may need to take as you buy a new home. It's accepted by most first-time homebuyer incentives that require education.
Homebuyer Advantage Plus
View our printer-friendly product PDF to learn more about our Homebuyer Advantage Plus mortgage.
HomeReady Mortgage Plus
Download our printer-friendly PDF to learn more about our HomeReady Mortgage Plus program which offers up to 97% financing.
Contact A Mortgage Professional
Contact a mortgage professional. We're in your neighborhood!
Make the move
Start the application processIt's easy to take the first step toward your new home. Use our online application to apply today. View our homebuying document checklist before applying to make the application process easier.
