Skip to main content
Fulton Bank
Fulton Bank

INFO :

Our offices will be closed on Thursday, November 28, in observance of the Thanksgiving Holiday. 
Robert Racer
Robert Racer Senior Mortgage Loan Officer

Robert has over 40 years of experience in the banking/finance industry; of which 22 years has been in the mortgage industry. He joined Fulton Mortgage Company, A Division of Fulton Bank in 2018. As a Senior Mortgage Loan Officer, Robert provides mortgage services to the Culpeper, Orange, Fauquier, Madison, Rappahannock, Spotsylvania, Greene, and Louisa regions of Virginia; Berkeley, Jefferson, and Morgan counties of West Virginia. Construction financing and assisting first time homebuyers is a large part of his market focus.

Education:

  • University of Virginia, Darden School of Business, VBA School of Bank Management 
  • Louisiana State University, Graduate School of Banking & Finance 
  • North Carolina Bankers Association Commercial Lending School

Certifications/Awards:

  • President's Club awards from 2008 - 2017 with Union Mortgage 
  • President's Club awards from 2019 - 2021 with Fulton Mortgage Company

Community involvement:

  • Piedmont Virginia Building Industry Association (PVBIA) - Past Board Member
  • Home Builders Association of Virginia (HBAV) - Past Executive Board Member
  • Orange County Habitat for Humanity - Board Member
  • Culpeper Leadshare Vice President
  • Active Volunteer/Participant with Culpeper County Habitat for Humanity and Fluvanna/Louisa Housing Foundation
  • Lake Anna Business Partnership - Member
  • Active Member/Participant with Orange, Culpeper, Madison, and Louisa Chambers of Commerce

Apply for a mortgage

If you're ready to take the next step, use our online application to get started.

Questions?Let's connect

I'm here to help you through your journey. Fill out my contact form and I'll reach out to you with next steps. Or download my MortgageMapp App to gain instant access to me and other helpful tools.