Skip to main content
FDIC-Insured - Backed by the full faith and credit of the U.S. government
Fulton Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. government
Fulton Bank

INFO :

Our offices will be closed on Wednesday, December 25 in observance of Christmas Day. Happy Holidays from the Fulton Family. 
Julia Morris Roberts
Julia D Morris-Roberts Senior Mortgage Loan Officer

Julia started with Fulton Mortgage in 2016 and has been in the financial services industry for over 28 years, helping individuals and families achieve their dream of home ownership. As a Senior Mortgage Loan Officer for Fulton Mortgage Company, a division of Fulton Bank, she provides mortgage and loan services to the City of Charlottesville, the counties of Albemarle, Greene, Madison, Orange, Fluvanna, Louisa, Buckingham, Culpeper, Augusta and Rockingham.

Education:

  • Associate of Arts, Piedmont Virginia Community College
  • James Madison University

Professional Associations:

  • Past President & Current Board Member, Greene County Chamber of Commerce
  • Board Member & Programs Committee Chair, Blue Ridge Home Builders Association
  • Secretary, Central Virginia Mortgage Bankers Association
  • Member, Charlottesville Area Association of Realtors
  • Board Member & Convention Committee Member, Virginia Mortgage Bankers Association

Community Involvement/Volunteering:

  • Supporter, Arc of the Piedmont
  • Board Member & Treasurer, Greene Care Clinic
  • Member & Treasurer, Oak Chapel Baptist Church

Apply for a mortgage

If you're ready to take the next step, use our online application to get started.

Questions?Let's connect

I'm here to help you through your journey. Fill out my contact form and I'll reach out to you with next steps. Or download my MortgageMapp App to gain instant access to me and other helpful tools.

Bank Find
This bank is insured by the Federal Deposit Insurance Corporation. The FDIC Certificate ID is 7551. Click on the certificate ID # to confirm this bank's FDIC coverage using the FDIC's Bank Find tool.

EDIE
EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's accounts-what's insured and what portion (if any) exceeds coverage limits at that bank. Check your deposit insurance coverage >>

IMPORTANT:

You’re going to a webpage offering non-deposit products. Securities and Insurance products are not insured by the FDIC; are not deposits; and may lose value.