We are aware of the environmental footprint we leave behind, and we consistently look for ways to reduce our impact — whether that’s through energy usage, waste disposal or land management.

*computers, cell phones and other electronic devices that have reached the end pf their useful lives

• Implement an energy and sustainability management program to monitor the consumption of electricity, natural gas and other utilities, while looking for opportunities for conservation
• Track scope 1 and 2 greenhouse gas emissions
• Calculate a baseline and annual enterprise carbon footprint

Climate Impact Working Group

At Fulton we believe our purpose – changing lives for the better – is a strong guide for our climate impact strategy. Our purpose requires that we work to be good environmental stewards for the communities in which we live and work. As responsible stewards, we strive to reduce the environmental impact of our activities.

The Climate Impact Working Group (CIWG) is made up of senior leaders from different departments across the company. It was formed in 2022 to further understand the climate-related opportunities and risks in our business.

The working group, which reports to the CSR Leadership Committee, supports Fulton in:

• Being aware of, and actively seeking ways to reduce, our operational impact on the environment
• Incorporating climate-related risk management in our business practices
• Ensuring we have financial products and services that support our clients' sustainability journeys
• Engaging our suppliers on sustainability

Helping Agricultural Customers Navigate Climate Risks

The climate crisis affects us all, but our local farmers are especially at risk. Even though farmers are working to advance sustainable practices, climate change presents them with additional risk factors — from floods and wildfires to shifting energy policies and consumer preferences.

In our home base of Lancaster County, Pennsylvania, agriculture is an important industry, and we want to help our many agricultural customers navigate climate risks to minimize financial risks, economic consequences and environmental impact.

To that end, we help customers reduce exposure to climate risks with the following services:

Best Management Practices (BMPs)

We have financed various projects that use BMPs — clean water manure storage, no-till equipment and renewable energy projects — to reduce carbon impact. Our Trusted Advisor program advises customers about BMPs, while informing them of industry trends and financial benchmarking.

Fulton Bank provided primary funding for a methane digester project by AR Joy Farm, a multi-generational dairy farm in Chester County, Pennsylvania, through the use of a capital lease along with purchasing investment tax credits totaling more than $700,000. The goal of the methane digester system is to stabilize the farm’s costs while simultaneously diverting food waste from the landfill and improving manure odors and runoff. The digester generates more than 2,100 metric tons of carbon credits and renewable energy credits annually that are sold to improve revenues.

Environmental Impact and Energy Management

As part of our ongoing efforts to reduce our environmental impact, we actively work to divert various forms of waste from the landfill. These items are recycled and/or reprocessed such that parts and components can be reused and leave a smaller footprint from our operations.

* Waste diverted or redirected from landfills/traditional disposal throughout 2022

**A specialty waste diversion program through Keurig’s K-Cycle^® Recycling Program

Paper & Waste Management

Fulton Bank is committed to increasing opportunities for certified diverse suppliers in meeting the needs of our customers. We view our supplier diversity strategy as a solid investment in the communities where we live and work. We are building our program to create awareness and provide additional opportunities to small and minority-owned businesses for the products and services they need. 

Our goal is not to just create sourcing opportunities but also to provide financial solutions and education to our diverse supplier partners that will enable them to grow and become competitive in the markets we serve and beyond. Fulton is committed to identifying customers that may be eligible for Supplier Diversity Advisory Council certification and assisting them in obtaining it.