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Our offices will be closed on Wednesday, December 25 in observance of Christmas Day. Happy Holidays from the Fulton Family.The path to your new home.
Buying your first home can be a dream come true, but it can be a challenging journey for the unprepared buyer. When it's time to make your move, our mortgage professionals are here to help you every step of the way.
As a first-time homebuyer, you may not be aware of the many programs designed to help save you money including programs like:
Buying a home is one of the most significant purchases you'll ever make. Home ownership offers you a range of benefits:
Everyone has an idea of a comfortable housing payment they can afford. This, combined with a review of your personal financial situation, will provide guidance to the home buying process. Having the option of choosing from so many mortgage products means that you have a great opportunity to buy the home you want, with monthly payments you can afford.
Framework® is educational resource that can help you understand important steps you may need to take as you buy a new home. It's accepted by most first-time homebuyer incentives that require education.
View our printer-friendly product PDF to learn more about our Homebuyer Advantage Plus mortgage.
Download our printer-friendly PDF to learn more about our HomeReady Mortgage Plus program which offers up to 97% financing.
Your Fulton Mortgage Company loan officer will help determine how much you can afford and what mortgage programs work best for you.
• Along with your realtor get out there to find your new home.
• Continue to maintain good credit and check with your loan officer about any financial decisions that may affect your pre- qualification.
• Work with your loan officer to customize a home financing plan for the home you want.
• Once a contract is accepted, reach out to your loan officer to set up home financing.
• Provide all required documents in a timely fashion.
• Your loan officer will order an appraisal.
• Select a closing agent to handle your title services and closing.
• Our processors and underwriters will work to formally approve your loan.
• Provide any additional items that may be requested.
• Shop around and obtain homeowners insurance for your new home.
It's no secret that becoming a homeowner is a big deal. Between making monthly mortgage payments and handling your own repairs and maintenance (so long, landlords!), homeownership comes with a lot of new responsibilities.
Buying a home is probably the largest purchase you'll ever made. This infographic compares the costs and benefits of renting vs. buying a home.
You may be looking to buy a home for several reasons, but there are four questions that every aspiring buyer should ask before jumping into the market.
Contact a mortgage professional. We're in your neighborhood!
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