Agriculture

As one of the region’s leading agricultural bankers, we have a deep understanding of the complexity of the industry. Most of our specialists come from family farms and understand the many challenges of the industry. We take the time to know you and your goals─and work to provide the right solutions for your unique needs. 

Responsive local decision making. 

All decision making, processing, and servicing is done locally─providing you with added convenience and peace of mind. So there’s less red tape and more one-on-one conversations on which solutions are best for your situation. Plus, our local presence gives insight into what it takes to successfully support your farming and  agri-business needs. 

Agricultural loans 

The challenges of your business can be difficult to navigate — boom and bust cycles, dry and wet seasons, fluctuations in commodity prices, and the need to stay competitive. To help you meet your immediate and long-term needs, we offer loans for most agricultural purposes:

• Lines of Credit
• Term Loans
• Farm Start Financing (Programs for beginning farmers)
• Livestock and Poultry Financing
• Farm Purchase Loans
• Loans for Improvements, Production Facilities, and Expansion Projects

Smart leasing opportunities

If your farm or agri-business is in need of machinery, vehicles, and/or equipment, leasing could be a smart solution, without significant capital expense. Leasing options help you:

• Improve cash flow while conserving working capital by reducing your initial cash outlay.
• Keep bank credit lines available for other needs.
• Fight inflation with no down payment today and payments made with future dollars.
• Get fixed payments during the full term of your lease provides protection against rising interest rates.
• Manage cash flow─payment of sales tax is spread out over the life of the lease agreement.
• Enjoy various tax benefits if available for your lease.